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Pat Bellinghiere
Managing Broker
REALTOR®, SFB
(815) 871-1745

418 Terrace Lane , Oswego, IL 60543

$440,000
  • 418 Terrace Lane , Oswego, IL 60543 Main Photo

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New to the Market New
BEDS4 BATHS2 full 1 partial SQUARE FEET2,245 MLS#12707891
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 308

Property Description

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.

418 Terrace Lane | MLS# 12707891

This single family home located at 418 Terrace Lane , Oswego, IL 60543 is currently listed for sale with an asking price of $440,000. This property was built in 2001 and has 4 bedrooms and 2 full and 1 partial baths with 2245 sq. ft. Terrace Lane is located within the District 308 school district. Search Oswego real estate on pbellinghiere.gogambino.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Finished, Partial
Cooling: Central Air
Garage: 2
Heating: Natural Gas, Forced Air
Lot Size: 0.25 Acres
Roof Type: Asphalt
Taxes: $8,716
Year Built: 2001

Feature Descriptions

Additional rooms: No additional rooms
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Association Includes: None
Dining Room: Separate
Exterior: Vinyl Siding
HOA Fee: 285/ Annually
Laundry: Main Level, In Unit
Lot: Landscaped
Lot Dimensions: 75 x 145
Parcel#: 0319403023
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Sewer: Public Sewer
Total Rooms: 8
Township: Oswego
Water: Public

Room Sizes

Bedroom 2: 13X10
Bedroom 3: 13X10
Bedroom 4: 12X12
Dining Room: 12X10
Family Room: 21X22
Kitchen: 13X12
Laundry: 9X6
Living Room: 16X13
Primary Bedroom: 18X14

Local Schools

High School: Oswego High School
Middle School: Traughber Junior High School
Elementary School: Prairie Point Elementary School
School District: District 308

Listed By / Shown By

Listed By

Agency Name: Keller Williams Infinity
Agency Phone: 630-778-5800

Shown By

Agent Name: Pat Bellinghiere
Agent Phone: (815) 871-1745
Agency Title: Gambino Realtors

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Estimated Payment

$ 2,853.28 per month $1,998.62 Principal & Interest $726.33 Property Tax $128.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/20/2026. The listing information on this page last changed on 08/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 08/20/2026 10:26:45 AM EST) or MRED MLS (last updated Thu 08/20/2026 10:19:15 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 08/20/2026 10:15:55 AM EST) or Northern Illinois Commercial Association Realtors (last updated Wed 08/19/2026 2:10:07 PM EST). Real estate listings held by brokerage firms other than Gambino Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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